Carrier integrations move at carrier speed
Your roadmap is hostage to a carrier's SOAP API and a quarterly release calendar. We build adapter layers with contract tests, so carrier-side chaos surfaces in your CI — not in production binds.
Insurance · 720-hour cycle
Insurance software,
bind-ready in a cycle.
kaedax builds insurtech software — quote-to-bind APIs, partner consoles, claims workflows, embedded insurance surfaces — in a fixed 30-day (720-hour) cycle. Regulator-aware SLAs, evidence trails, and carrier integrations are designed into the spec, with sub-second quote paths treated as an engineering budget, not an aspiration.
⬡partners.anchor.dev/binds prod
Quote → bind
1.38s
p95 e2e
Bind rate
31%
+5% mom
Active partners
14
3 in sandbox
Evidence trail
100%
append-only
PartnerProductBinds (7d)p95 quoteStatus
GigShieldOccupational accident4120.9s live
FleetCoverCommercial auto1881.2s live
RentSafeRenters embedded—1.1s sandbox
CourierCareParcel liability971.4s live
NomadHealthTravel medical—2.1s tuning
carrier adapters 4/4 green · rate table v23 active · last bind T−18s
[ §01 ] the problems we're hired for
Where insurance builds
actually go wrong.
Quote latency is conversion
Every second added to a quote path costs measurable bind rate. Our ANCHOR engagement held end-to-end quote-to-bind under 1.4 seconds. We treat latency as a budget enforced in CI, the way other shops treat test coverage.
Evidence trails or regulatory pain — pick one early
When a regulator or reinsurer asks why a quote was priced or a claim denied, 'the model did it' is not an answer. Append-only decision logs and explainability surfaces are defaults in our insurance builds.
Embedded distribution needs partner-grade APIs
Selling through partners means your API is the product: idempotent binds, sandbox environments, webhooks that replay, docs that don't lie. We ship the partner console and the API as one surface.
[ §02 ] what ships
One cycle.
Production, not prototype.
The shapes of insurance work that fit a 720-hour cycle. Every build ships with runbooks, monitoring, and 30–60 days of post-launch on-call.
◆Regulator-aware SLAs ◆Evidence trails ◆Versioned rating ◆Idempotent binds ◆Partner sandboxes
Quote-to-bind APIs
Sub-second rating paths, idempotent binds, sandbox + production environments, partner-grade docs.
Partner & broker consoles
Book-of-business views, commission surfaces, bind funnels with drop-off instrumentation.
Claims workflows
FNOL intake, adjuster queues, fraud-signal surfaces, evidence-trail exports for regulators.
Rating & underwriting engines
Versioned rate tables, decision logs, explainability UI, A/B-safe rollout of rating changes.
[ §03 ] proof
The quote-to-bind API went live mid-cycle and the carrier integration just kept working. The runbook handoff was cleaner than our internal docs.
[ §04 ] questions
Insurance founders
ask us first.
01 How long does it take to build an insurtech product?
+
How long does it take to build an insurtech product?
Traditional quotes run 4–9 months for a quote-to-bind platform. kaedax ships one focused insurance surface — a quote-to-bind API, a claims workflow, a partner console — in a single 30-day cycle. Our ANCHOR engagement delivered a gig-worker quote-to-bind API and partner console in one cycle at sub-1.4s latency.
02 Can you integrate with carriers and reinsurers?
+
Can you integrate with carriers and reinsurers?
Yes. We build adapter layers with contract tests around carrier APIs, so their changes break our CI instead of your production binds. Integration depth is scoped honestly on the scope call.
03 How do you handle regulatory and evidence requirements?
+
How do you handle regulatory and evidence requirements?
Append-only decision logs, versioned rate tables, and explainability surfaces are defaults. Every quote, bind, and claim decision is reconstructable. We work alongside your compliance counsel as the engineering partner.
04 How much does insurance software development cost?
+
How much does insurance software development cost?
Market rates for insurtech MVPs typically run $80,000–$300,000 depending on carrier integration depth. kaedax prices per fixed 720-hour cycle, shared on the scope call — fixed scope, fixed timeline, no overrun billing.
05 Do you build embedded insurance for non-insurance products?
+
Do you build embedded insurance for non-insurance products?
Yes — embedding a quote-to-bind flow inside an existing product (gig platforms, ecommerce checkouts, SaaS billing) is one of the most cycle-friendly shapes we take. The API, the embed surface, and the partner console ship together.
Fits a cycle,
or we say so.
A 15-minute scope call with a kaedax founder and the engineer who'd lead your build. We either fit your insurance product into 720 hours, or we tell you why not — same call.
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